CREDIT REPORT HISTORY

Credit Reports There are various sections to a credit report. The content is relatively consistent amongst bureaus. It is best to understand each section when reviewing a credit report. Below is a generalized description of what a personal credit report contains (wording may differ amongst credit reporting agencies, but the general idea is the same, [...]

Credit Scores Every consumer has a credit score, this does not appear on your personal credit report when you order it. A company called Fair Isaac Incorporated (FICO) developed this score. This is a summary version of a consumer’s credit report. Fair Isaac does not compile the information, but the model for the score requires [...]